2 New Various Jobs at NMB Bank Plc October 2024

Credit Risk Analyst (1 Position(s))
Job Location : Head Office, Hq
Job Purpose:
Responsible for safeguarding compliance in Agribusiness lending
practice and assist to limit credit risk exposure to within acceptable
parameters with reference to product papers, operating manuals, process
flows, policies, procedures, Risk Appetite Statement, Regulatory
environment, Environment and Social Impact Management Policy and other
respective governance documents per 2nd line of defense point of view.

Main Responsibilities:

• Drive and support the identification, assessing, monitoring, and
  reporting bank’s Credit Risk relating to Agribusiness and Climate Risk
  from a second line perspective on a regular basis.
• Perform
  scheduled and event triggered Agribusiness Credit Portfolio reviews,
  ensure adequate and effective processes for identification of early
  warning signs, assess root-cause, engage respective stakeholders, agree
  remedial actions and timelines.
• In consultation with Line
  Manager, partnering with the Credit Department, Agribusiness and Credit
  Environmental and Social Risk segments on Credit Risk matters to ensure
  business growth is balanced with risk management and controls.
• Ensure adequate and effective controls and processes governing end to end Credit value chain for Agribusiness portfolio.
• Follow-up
  and engage action owners to ensure timely and adequate closure of all
  agreed actions/ remedial strategy for gaps identified during reviews
  such that risk management strategy remain adequate and effective.
  Escalate deviations to appropriate parties as per ERMF.
• Submission
  of accurate and timely review reports to Risk Management forums and
  other stakeholders, highlighting key performance against defined credit
  quality parameters.
• Adherence to Combined Assurance Plan,
  Operating model, Annual plan and Credit Risk Strategy in accordance with
  realization of expected benefits.
• Give inputs and participate
  in periodic reviews of all Credit and Credit risk related Governance
  documents including but not limited to Policies, Manual, Risk appetite
  statement, Combine Assurance Plan, Operating model, Risk Registers,
  Annual Plan, Credit Risk Strategy, TORs etc.
• Act as a focal
  person for Credit Risk as a second line of defense to contribute to the
  development, maintenance, and reporting on climate related Environment
  Risk Appetite Statement (RAS) toward aligning with NMB’s Sustainability
  Program in the field of environmental, social, and human rights impact
  and risk.
• Stand in for your line manager (as the case may be) to
  ensure support/inputs is provided on additional tasks that are
  warranted occasionally by management.

Knowledge and Skills:

• Better understanding of the Enterprise Risk Management Framework for the Bank and lines of defence phenomena.
• Desired understanding of Agribusiness dynamics and both existing and emerging Credit Portfolio Risks.
• Good knowledge of agriculture value chains, financing solutions and related macroeconomic trends.
• Broad knowledge of applicable statutes, laws and regulations that govern banking and lending activities.
• Good
  understanding of Climate Risks Management discipline, Environment &
  Social regulations (e.g., NEMC/TMDA/) and International Standards and
  practices)
• Analytical skills, attention to detail, report writing skills, interpersonal and ability to work in interdisciplinary teams.
• Self-motivated, innovative ability to initiate and lead change.
• Excellent communication and presentation skills.

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Qualifications and Experience:

• Degree in Banking, Business Administration, Finance, Accounting,
  Environmental Science, Agri Business or other relevant fields of study.
• Master’s degree is an added advantage.
• A professional certification and/ or proved track of training in Climate Risk, ES&G or Agriculture Value Chain fields.
• Minimum
  of five (5) years of relevant working experience in Banking Industry
  especially in Agribusiness, Credit, Project Appraisal, Credit Risk
  Management, Climate Risk, ES&G or Audit (segments related to the
  role).

Senior Analyst; Governance and Control (1 Position(s))
Job Location : Head Office, Hq
Job Purpose:
Being a Risk Champion of all risk related activities within Wholesale
Banking as the first line of defense by ensuring that a robust risk
framework is in place which safeguards the business and to test and
improve controls while identifying emerging risks and drive related
actions.

Main Responsibilities:

• In reference to risk framework, ensure business itself stands as a
  first line of defense to identify, control, manage and monitor to ensure
  safe and sound operating environment.
• Develop business risk framework aligning to the bank’s main risk framework and ensure enforcement to day-to-day operations.
• Develop
  and review existing processes, guidelines, and policies to ensure that
  improvements and Wholesale Banking perspectives are taken into
  considerations.
• Perform process checks and other surprise checks
  to business segments to test processes and execution of the processes
  to detect breakdowns and risks at initial stages which are to be fixed.
• Closely
  monitor credit portfolio quality in conjunction to policies, risk,
  covenants, and other metrics to ensure continued improvement of
  conditions.
• Monitor and report ESG related portfolio conditions performance.
• Stand
  as a first point of contact to coordinate audits and reviews across the
  Wholesale Banking function to improve quality of engagement.
• In
  collaboration with other stakeholders, review and track price bookings
  against actual term sheets to ensure no revenue leakages.
• Manage
  risk register of the entire Wholesale Banking business and engage with
  second line of defense to ensure timely updates and reviews aligning to
  bank’s processes.
• Perform and engage in various risk and control
  assessments to improve wholesale response and engagement rate to risk
  related required actions.
• Report to wholesale management committee and management risk committee on all risk related matters and execute related actions.
• Socialize and plan trainings to the business team to ensure upskilling of the team and emerging risks are being socialized.
• Maintain good relationships with other lines of defense i.e., Risk and Audit to uphold the risk culture.
• Ensure proper documentations of all credit files in line with policy and guidelines to be audit ready at any point in time.
• Share insights of emerging risks in the market and advise the management accordingly.

Knowledge and Skills:

• Deep understanding of risk framework in banking.
• Deep understanding of three key risks areas Credit risk, Operational risk and Liquidity risk
• Excellent knowledge of banking business with specialization of Wholesale Banking clients.
• Excellent knowledge of ESG financing and monitoring practices.
• Proficient computer skills (Excel, word, power point presentation and access).
• Risk Awareness and assessment
• Communication skills, both written and oral
• Ability to work with minimum supervision.
• Presentation skills
• Strong analytical skills
• Interpersonal skills
• Innovative
• Leadership skills
• Team player

Qualifications and Experience:

• Bachelor’s degree in Banking, Finance, or related fields.
• MBA & CPA (T) will be added advantage
• Minimum
  of 10 years’ experience in Governance & Controls, out of it 5 being
  in Credit, Liquidity, Operational and Transactional Risk, Revenue
  assurance and related controls.
• NMB Bank Plc is an Equal
  Opportunity Employer. We are committed to creating a diverse environment
  and achieving a gender balanced workforce.
• Female candidates and people living with disabilities are strongly encouraged to apply for this position.
• NMB
  Bank Plc does not charge any fee in connection with the application or
  recruitment process. Should you receive a solicitation for the payment
  of a fee, please disregard it.
• Only shortlisted candidates will be contacted.

Job opening date: 22-Oct-2024
Job closing date: 05-Nov-2024

NMB
Bank Plc is an Equal Opportunity Employer. We are committed to creating
a diverse environment and achieving gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.

NMB
Bank Plc does not charge any fee in connection with the application or
recruitment process. Should you receive a solicitation for the payment
of a fee, please disregard it.
Only shortlisted candidates will be contacted.
Go to our Homepage To Get Relevant Information.
ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED.