?UNASUBIRI NINI? FOLLOW US ON INSTAGRAM. CLICK HERE!?
NMB Bank Plc Jobs 2024
3 New Jobs at NMB Bank Plc September 2024 – Various Posts
Job Location : Head Office
Job Purpose:
Timely and quality assessment of proposals for credit facilities (new
and/or existing) based on sound credit & financial principles with
the view of providing expert opinion to the approving authorities for
them make informed decision /judgement.
Main Responsibilities:
-
Provide direct (specialist/ professional) credit assessment and
evaluation to whether a credit proposal meets criteria and counter-party
credit risk falls within acceptable parameters, and independently
recommend appropriate credit proposal including terms or conditions
where necessary to ring fence exposure. - Attend and present papers to Retail Credit Committee and Wholesale Credit Committee meetings.
- Prepare and present various credit reports as will be required to various committees.
- Interrogate
information obtained to gain a thorough understanding of business
parameters, which creates profit/value as well as the associated risks. - Identify,
quantify, and evaluate sources of risks of credit portfolio or
individual client and where possible, provide mitigations. - Provide
technical support to other Credit Analysts / Officers, Relationship
Officers (ROs)/Relationship Managers (RMs) including coaching to improve
quality of the credit proposals recommended for approval. - Appropriately structure a deal in line with the purpose and cash inflows.
- Review applications reviewed by Credit Analysts before submission for approvals.
- Adhere
to agreed TAT and CREDCO (Retail and Wholesale) calendars without
necessarily compromising with quality of the credit proposals /
decisions. - Attend CREDCO meetings (Wholesale and Retail) held on
a weekly basis and provide sound Credit & financial principles
opinions to approving authorities for final decision. - Attend other Credit related meetings from Zones and other business units
- Review credit policy and related manuals and update where necessary.
- Utilize
industry and market information available to identify and understand
contextual threats to existing and potential clients. - Build a
smooth working relationship with business counterparty at Head Office
and branches to improve quality of business proposals and turnaround
time on credit evaluations. - Detect and evaluate shifts or
changes in key risk parameters in a business relationship or industry
and evaluate the implications of such changes on continued business
dealings. - Work closely with the Credit Risk department members
to comply with Risk and Control Assessment (RCA) testing and other
quarterly reviews as per BOT requirements. - Take and/or recommend remedial /appropriate actions for deteriorating exposure identified during review process.
- Mentor,
guide and monitor Credit Analysts for timely and quality assessments
and evaluation of propositions submitted (new/existing) - Keep track records of all incoming and outgoing credit applications/memos etc.
- Respond to all audit and BOT queries when need be.
Read Also:
-
NEW TANZANIAN JOBS, INTERNSHIPS AND VOLUNTEERING OPPORTUNITIES 2024 (1,475 POSTS)
- CHECK SCHOLARSHIPS OPPORTUNITIES TO STUDY ABROAD CLICK HERE!
- Download Your National ID (NIDA) Number Here | Download NAMBA NA KITAMBULISHO CHAKO CHA NIDA. BONYEZA HAPA!
- PAST PAPERS ZA DARASA LA 7 MPAKA FORM SIX | NECTA AND MOCK EXAMS 1988 – 2019. CLICK HERE!
- Free
CV Writing and Download, Cover/Job Application Letters, Interview
Questions and It’s Best Answers plus Examples. Click Here!
Knowledge and Skills:
- Business understanding of various industry sector Government/ Parastatals, manufacturing, wholesale, Agribusiness, and retail.
- Ability to defend own judgement in a manner which does not negatively affect business relationships.
- Excellent understanding of credit and associated risks.
- Proven interpersonal skills in a Business or Credit environment.
- Knowledge of Bank Credit Products
- Detailed knowledge of credit analysis techniques
- Analytical and numerate
- Communications and presentation skills
- Negotiation skills
Qualifications and Experience:
- Bachelor’s degree in Commerce/ Economics / Finance/ Business or other related fields.
- At
least 5 years’ experience in credit analysis for corporate and SME
credit applications including but not limited to Agri, trade finance,
project financing etc.
Job Location: Head Office, Hq
Job Purpose:
Responsible for running the end of day (EOD) process in the Core Banking Systems.
Support
branches to ensure they also end day smoothly and Head office to ensure
all business units process their batches on time and no pending issue
is left before the actual Head office EOD Run.
Main Responsibilities:
- Handle incoming queries related to EOD from branches and head office and escalate to level 2 if there is complex case.
- Actively run EOD batch and ensure the EOD is completed within the defined timelines.
- Ensure
CBS users are allowed to login to the system by activating the login
time level before branches or business open for a day. - Restrict access to the system (CBS) to avoid users to login in disallowed time to avoid frauds cases.
- Resolve
incidents related to EOD and all issues which need to be resolved by
3rd level support to be logged in my oracle support portal. - Ensure the CBS application is refreshed to improve the system performance before allowing all users to login.
- Throughout the EOD process, maintain detailed records of EOD incidents in a special knowledge base tool.
- Support
department-wide operations by creating, editing, and maintaining IT
documents. This can include FAQ documents for users that detail common
issues and how to resolve them without opening a service desk or My
oracle support (MOS) ticket. - Submission of EOD/EOM/EOY report immediately after the process is completed.
Knowledge and Skills:
- Good knowledge of banking operations, procedures and systems
- Ability to absorb and retain information quickly
- Ability to effectively prioritize and execute tasks in a high-pressure environment.
- Exceptional customer service skills
- Excellent technical and computer skills
- Excellent written and spoken communication skills
- Substantial experience in IT support to customers
- Problem solving ability/skills
- Attention to detail
- Team collaboration skills – routinely work with other IT personnel to resolve user issues.
Qualifications and Experience:
- Bachelor’s degree in Computer Science or related fields.
- At least 2 years’ experience in Core Banking System/Service Desk or any batch processing experience.
Senior Governance Manager (1 Position(s))
Job Location : Head Office, Hq
Job Purpose:
Responsible for identifying, evaluating, and analyzing risks inherent
to the Retail Banking Products and operations and sufficiently address
and mitigate them while ensuring compliance.
Oversee the product
governance ensuring appropriate controls and processes are defined and
maintained. Act as an investigative internal consultant, working with
retail banking business to fully understand financial flows and improve
the state of play in revenue tracking, realization and minimizing
leakage.
Main Responsibilities:
-
Identify applicable Tanzania laws and regulations related to banking
institutions (including but not limited to Financial Laws) and ensure
the division is compliant where applicable. - Plan, design and implement an overall risk management process across all Retail Products, Pricing and Insights.
- Manage all audits to Retail Products, Pricing and Insights and ensure timely closure of all audit findings.
- Assess product, compliance, or operational risks and develop risk management strategies.
- Monitor
laws and regulations with possible impact on Retail Products, Pricing
and Insights Identify compliance issues that require follow-up or
investigation. - Ensure all staff understand banking applicable laws, regulations and offer timely advice.
- Provides support and training to staff to build risk awareness within the Business.
- Design
and develop key business process and policy documents to enhance
business process optimization, risk assessment and internal controls for
all Retail Products, Pricing and Insights - Ensure all identified revenue leakages are reported, rectified timely and controls are in place as a prevention.
- Ensure all relevant documentation is available for both internal and Central Bank purposes.
- Maintain
excellent relationships with all stakeholders within compliance,
transaction monitoring and risk departments for Retail Products, Pricing
and Insights department safe housekeeping. - Ensure effective fraud controls and other key internal controls are in place
- Design, develop and implement the Retail Products, Pricing and Insights risk and control matrices.
- Ensure compliance with internal systems of control that are imposed to achieve compliance with the externally imposed rules.
- Periodically
aid in the sensitization of staff on Retail Products, Pricing and
Insights policies and procedures through well thought of awareness
campaigns. - Develop trackers to monitor compliance with laws,
regulations and policies. Ensure regulatory gaps raised in all audit
reports are sufficiently addressed and mitigations put in place to
ensure no repeat findings. - Provide periodic updates/refreshers on compliance procedures and policies
- Ensure proper documentation of compliance activities for reference purposes
- Conduct internal reviews on the respective Retail Products, Pricing and Insights process to ensure that procedures are followed.
Knowledge and Skills:
- AML & Compliance.
- Commercial awareness; Revenue assurance.
- A detailed understanding of banking industry, advisory, regulatory and professional bodies.
- A good understanding of legislation related to financial services and channel delivery
- An understanding of customer segmentation theory and practice.
- Risk assessment & fraud prevention.
- Data analytics and information management.
- Strong interpersonal skills.
- Strong critical thinking and problem-solving skills.
- Detail-oriented with strong research and analytical skills.
- Forensic and process optimization skills; System audit skills.
- Self-motivated with leadership abilities.
- Strong mathematical and statistical analysis.
- Good communication and presentation skills
Qualifications and Experience:
- University Degree in Computer Science, Finance, Law or related field.
- Minimum of 5 years’ experience in financial services, fast-paced and dynamic environment.
Job closing date : 02-Oct-2024
NMB
Bank Plc is an Equal Opportunity Employer. We are committed to creating
a diverse environment and achieving gender balanced workforce.
Female candidates and people living with disabilities are strongly encouraged to apply for this position.
NMB
Bank Plc does not charge any fee in connection with the application or
recruitment process. Should you receive a solicitation for the payment
of a fee, please disregard it.
Only shortlisted candidates will be contacted.
Go to our Homepage To Get Relevant Information.
ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED.