Corporate Banking Department,Tanzania.Corporate Banker at KCB Bank Limited

Corporate Banking Department,Tanzania.Corporate Banker
Tanzania, United Republic of

Corporate Banking Department,Tanzania.Corporate Banker at KCB Bank Ltd September 2024

Job Description
KEY RESPONSIBILITIES

• Quality of market intelligence information to support credit analysis.
• Quality of credit reports for credit committee reviews
• Adequacy of personal competence to effectively perform Credit analysis tasks.
• Quality of credit portfolio information and credit portfolio maintenance
• Minimization of exposures to and impact of risks associated with KYC and AML.
• Consistency
  in adherence to and application of established policies, processes,
  procedures and tools to achieve optimal efficiency, compliance and cost
  containment.

COMPETENCE REQUIREMENTS

• Technical
  skills to effectively perform credit analysis and portfolio maintenance
  activities/tasks in a manner that consistently achieves high quality
  standards or benchmarks.
• Interpersonal skills to effectively
  communicate with and manage customer expectations (internal and
  external), and other stakeholders who impact performance.
• Knowledge of lending business and products.
• Knowledge
  and effective application of all relevant banking policies, processes,
  procedures and guidelines to consistently achieve required compliance
  standards or benchmarks.
• Self-empowerment to enable development
  of open communication, teamwork and trust that are needed to support
  performance and customer-service oriented.

MAIN ACTIVITIES

• Review of credit requests including review of financial and credit information provided in respect to the corporate clients.
• With
  the support of the Relationship Manager, prepare credit applications
  commensurate with credit policy for both facility renewals and
  on-boarding of new facilities.
• Be conversant with the KYC
  requirements. Undertake actions to ensure compliance. Exercise due care
  and diligence in ensuring all AML and KYC requirements are complied
  with.
• Maintain financial information on loan accounts including financial covenants, spreads and interim reports.
• Monitor and ensure that there are no excesses that are not approved for both assets and liability customers.
• Conduct
  periodic economic analysis, industry studies, self-assessment and
  stress tests and recommend strategy and plans of action vis a vis the
  bank’s credit portfolio.
• Proactive monitoring of the credit portfolio to ensure early detection of problem credits.
• Undertake annual review of security documentation for all corporate accounts.
• Responsible for delivering a service to customers that matches the Bank’s mission statement.

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QUALIFICATIONS AND EXPERIENCE REQUIREMENTS

• University Degree or Professional Qualification in a relevant discipline.
• Three years of experience with similar responsibilities.
• Practical experience in use of Microsoft Office Packages.

Job Info

• Job Identification 3102
• Posting Date 09/13/2024, 02:20 PM
• Apply Before 09/30/2024, 02:20 PM
• Degree Level Bachelor’s Degree
• Job Schedule Full time
• Locations Ali Hassan Mwinyi/Kaunda Drive Junction, P.O Box 804 Dar Es Salaam, TZ

How to Apply:
To submit your application, please follow the link provided below.